$5.0M
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
The SBA's primary loan program providing government-guaranteed financing up to $5M for small businesses for working capital, equipment, real estate, and business acquisition through participating lenders.
Do I qualify?
Answer the questions below to get an instant self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Must meet SBA size standards (typically under 500 employees for manufacturing)
2.Business must be for-profit and operate in the U.S.
3.Guarantee: 85% on loans up to $150K; 75% on loans over $150K
4.Maximum loan: $5M; SBA Express loans up to $500K with 36-hour turnaround
5.Must demonstrate inability to obtain credit elsewhere on reasonable terms
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