$250K
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
State guarantee on small business loans made by participating lenders, reducing lender risk and enabling credit access for Minnesota small businesses. Guarantees up to 80% of loans from $10,000–$250,000, targeting businesses with 50 or fewer employees.
Do I qualify?
Answer the questions below to get an instant self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.50 or fewer full-time equivalent employees
2.Loan size: $10,000–$250,000
3.State guarantees up to 80% of loan
4.Must have been denied conventional credit
5.Apply through a participating Minnesota lender
LPO · United States
Offers federal loan guarantees for innovative clean energy projects that struggle to access conventional financing. Supports first-of-kind commercial-scale projects in renewable energy, storage, advanced nuclear, and industrial decarbonization.
NYSDEC · New York
Provides transferable tax credits for remediating contaminated brownfield sites and redeveloping them for residential, commercial, or industrial use, with enhanced credits for affordable housing and green buildings.
NCDOR · North Carolina
Provides state income tax credits for investments in renewable energy equipment and energy efficiency improvements for business properties in North Carolina, stackable with federal ITC.