$1.0M
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Provides long-term financing for energy improvements to commercial and residential properties in Maine, repaid through a property tax assessment over up to 20 years at rates below conventional financing.
Do I qualify?
Answer the questions below to get an instant self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Must be a Maine commercial or residential property owner in a participating municipality
2.Eligible improvements: solar, heat pumps, insulation, windows, roofing, EV chargers
3.No minimum credit score; approval based on property equity and ability to service assessment
4.Commercial PACE: no maximum; repaid over up to 20 years
5.Municipality must have adopted PACE enabling ordinance
IRS · United States
Allows businesses to deduct up to $5.65/sq ft for commercial buildings achieving significant energy savings through improvements to HVAC, lighting, and building envelope systems. IRA expanded the deduction and allowed non-profits and government to allocate it.
NYSDEC · New York
Provides transferable tax credits for remediating contaminated brownfield sites and redeveloping them for residential, commercial, or industrial use, with enhanced credits for affordable housing and green buildings.
CDFI Fund · United States
Attracts private investment into low-income communities by allowing investors to receive a 39% federal tax credit over 7 years on investments made through certified Community Development Entities (CDEs).