$2.5M
per applicant
Loan
Below-market financing
Rolling
No fixed cutoff
Rolling
Apply when you're ready
Moderate
Underwriting required
Provides loan guarantees of up to 95% to help California small businesses access capital from participating lenders, targeting underserved businesses that cannot qualify for conventional financing.
Do I qualify?
Answer the questions below to get an instant self-assessment of your fit for this program. This is informational — final determinations are made by the administering agency.
1.Must be a California-based small business with 1–750 employees
2.Loan must be from a participating financial development corporation (FDC) or lender
3.Guarantee covers up to 95% of loan amount; loans up to $2.5M
4.Priority: businesses in low-wealth or rural communities, veteran-owned, or woman-owned
5.Business must demonstrate ability to repay and show that the guarantee is necessary
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